When thinking of harmful household threats, mold often doesn’t come to mind. However, mold damage caused by floods is a problem that more and more homeowners seem to face.
While consumers say that mold should be covered by insurance, insurance companies say that for providing a service unconventional to standard homeowners’ insurance, prices would have to go up. However, mold is preventable. Below, Central Coast Casualty mold damage Paso Robles restoration specialists, present tips on how to deal with mold:
1. Get the facts on mold
For many, the thought of a mold infestation is terrifying. However, to know how to fight something, one first must understand what it is and how it works. Mold is a fungi that occurs under moist, humid conditions and can produce harmful allergens and irritants.
2. Figure out which service to hire
Determining which mold damage remediation service to use can rely on a variety of factors. One thing to take into consideration is the scale of the infestation. A miniscule amount of mold in a shower is nothing to worry about, and will likely not require professional intervention. However, keep in mind that when dealing with mold, wear gloves, goggles, and a filter mask. When hiring professionals, be sure to hire someone trained in that type of cleanup.
3. Get the situation under control
Moisture control is the key to controlling mold. Before remediating anything, make sure the source of water is taken care of. If moisture is building up, act quickly to dry the affected area. If any water leaks are evident, patch them up immediately.
4. Become educated on the health risks mold may pose
While unexpected, mold does have potential to cause health problems, the most common of which is allergic reactions but may also include sneezing, runny nose, headaches, itchy eyes, fatigue, skin rash, dizziness, memory loss, cancer, and sometimes pulmonary hemorrhaging. Mold may also cause asthma attacks in those diagnosed with asthma.
5. Be informed of the insurance issue
From the insurance perspective, mold-related damage such as rot, rust, or mildew is not covered under a basic homeowners’ insurance policy. The Insurance Information Institute says that mold is covered under the homeowners’ policy, only if the result of a covered damage, for example, mold cleanup caused by a burst water pipe.
Central Coast Casualty Restoration, Inc. is a group of certified experts in the restoration business. We offer water, fire, smoke, mold, and soot damage, as well as biohazard remediation and pack-out and content cleaning. Give us a call at (805) 466-5419.